Are you spending money that you simply don’t have? Do your monthly bills leave your bank account in the negative more often than not?
There’s a simple fix: learn to keep track of where your money goes every month. Sure this sounds easy enough, but when you barely earn enough to cover your bills, it’s a lot harder to keep track and even harder to save in an efficient manner.
In today’s post, I’m going to cover the top apps that can help you save money simply by keeping track of where it goes. And let’s face facts, if you don’t keep track of what you bring in versus what you spend, it won’t be possible to save.
To that end, let’s start with tracking your earnings and expenses. In my next post, I’ll help you uncover what expenses are wreaking havoc on your finances.
Here are some of the top apps to help you save money:
- Mint: Mint is a free personal finance app that helps you track your spending, create a budget, and set financial goals. It connects to your bank accounts and credit cards to give you a comprehensive view of your finances.
- Acorns: Acorns is an investment app that helps you save money by automatically rounding up your purchases to the nearest dollar and investing the difference. It also offers other ways to invest your money and earn cash back on purchases.
- Honey: Honey is a browser extension that helps you save money while shopping online. It automatically applies coupon codes and discounts to your purchases, saving you money without any extra effort.
- Rakuten: Rakuten is another app that helps you save money while shopping online. It offers cash back on purchases made through the app at over 2,500 stores.
- YNAB: YNAB (You Need a Budget) is a budgeting app that helps you track your spending and create a budget. It offers tools and resources to help you save money and stay on track with your financial goals.
- Trim: Trim is an app that helps you save money by analyzing your spending and finding ways to cut costs. It can help you negotiate bills, cancel subscriptions, and find better deals on services you already use.
- Digit: Digit is an app that helps you save money by automatically analyzing your spending and moving small amounts of money from your checking account to a savings account. It also offers tools to help you reach your savings goals faster.
These apps are a great way to start saving money. And thought these are helpful tools, it’s important to remember that they’re just the beginning. The best way to save money is to create a budget, track your spending, and make conscious decisions about your money every day.